# What if payday wasn’t a day anymore?

- Easy access to pay with the mobile app
- No charge for you, and no interest rates for employees
- People prefer employers who offer EWA

[Speak with an expert ](#contact)
[2-minute overview](/node/15731)

### Paycheck peace of mind

Worried employees get disengaged, impacting their work. Over 70% of people have financial worry at least once a year. UKG Wallet is an on-demand pay solution that gives employees more control over their finances between paychecks. And that’s one less worry.

### Flexibility is freedom

- **Powerful digital wallet**
- **Bill pay**
- **Earned wage access **
- **UKG VISA payroll card **
- **Goal-based savings **
- **Tip and mileage payments**
- **Discount marketplace**
- **Intelligent recommendations **
- **Final and termination payments**

### No waiting. No worries.

Getting paid when and how you need it? That’s freedom. UKG Wallet gives your people immediate access to their earned wages (bill pay, final pay.), so you can give them more freedom, free of charge.

### Related Insights

#### [UKG Wallet Product Profile](https://www.ukg.com/learn/resources/product-info/ukg-wallet-product-profile)

Meet the earned wage access solution built to elevate the pay experience to support people when they need it most.


#### [Acompte sur salaire grâce aux solutions UKG](/apprendre/ressources/livre-blanc/acompte-sur-salaire-grace-aux-solutions-ukg)

Grâce à l’acompte sur salaire, les employés disposent de la flexibilité voulue pour améliorer leur bien-être et leur sécurité financière.

### Frequently asked questions

#### What is earned wage access?

Earned wage access (EWA) lets employees tap into a portion of their already-earned pay before payday. EWA is built in to UKG Wallet’s robust mobile banking platform, it’s simple, and every level of your workforce can use it.

#### What are the benefits of on-demand pay for employees?

Flexibility and freedom. On-demand pay helps reduce financial stress and improve budgeting and payment habits. All without changing how payroll runs. Employees prefer EWA because it fits seamlessly into how they live and work.

####  How does earned wage access, online banking improve employee retention?

By building trust. Earned wage access gives employees more control over their pay. Rewarding employees for hitting savings goals instills healthy habits, peace of mind. Because stress is reduced, people are engaged and more likely to stay.

#### How does UKG Wallet support underbanked workers?

Not every worker can wait for payday or has access to traditional banking. UKG Wallet helps close that gap by offering early access to earned wages and a reloadable, fee-free prepaid card option for those without bank accounts. It’s financial flexibility, designed to meet people where they are and support their real, everyday needs.